If you get confused quickly when people start talking about bankruptcy, join the crowd. When you read about bankruptcy, for example, what you’ll read is typically written by people who assume that you know what “Chapter 7” is and what “Chapter 13” is. If you’re in debt in the Dallas-Fort Worth area, you can learn about bankruptcy – and find out if it’s the right answer for you – by speaking promptly to an experienced Dallas bankruptcy attorney. If you’re drowning in debt and starting to feel desperate, make the call now.

Once explained, bankruptcy terminology is not difficult to understand. “Chapter 7” and “Chapter 13” are two of the fifteen chapters of “Title 11” of the United States Code. The United States Code – the complete federal laws of the United States – is printed every six years. The current printing includes 52 titles. The U.S. Bankruptcy Code, which is Title 11, is the federal bankruptcy law of the United States. The laws regarding personal bankruptcy are Chapter 7 and Chapter 13. A Chapter 13 bankruptcy will be right for many people who are in debt. A Chapter 7 bankruptcy will be right for many others. Let an experienced Dallas bankruptcy attorney help you understand the differences and help you decide what kind of bankruptcy – or what alternative to bankruptcy – is the best answer for you.

The bankruptcy choice must be a fully-informed choice that you do not make in haste. It’s an important decision that you should arrive at with the help of an experienced bankruptcy lawyer who routinely helps clients in all kinds of serious debt situations. If you adhere to your attorney’s advice and to some basic spending principles, bankruptcy can mean financial freedom – a fresh start. If you are dealing right now with overwhelming personal debt, and if you see no way out of debt, make the call immediately to an experienced Dallas bankruptcy attorney.